In case of premature closure of FD post 5 years, the interest rate will be 1.25 per cent less (penalty as applicable) than the rate on the date of deposit booked, to the period for which the deposit remained with the bank and not at the contracted rate. In case of premature closure of FD on or before 5 years, the interest rate will be 1.00 per cent less (penalty as applicable) than the rate on the date of deposit booked, to the period for which the deposit remained with the bank and not at the contracted rate. Prior to this the base rate is the rate applicable to deposits of less than Rs.1 Cr as on the date of booking the deposit.

The interest rate for premature withdrawal is adjusted by 1 per cent lower as applicable based on the date of deposit booking and the period it remained with the bank, effective from July 22, 2023. The offer duration is from May 18, 2020, until November 7, 2023.Ĭonvenient booking options are available through mobile, NetBanking, or by visiting the nearest HDFC Bank branch.Īn additional premium of 0.25 per cent (over and above the existing 0.50 per cent) is offered during the special deposit offer period. The interest rate applicable for both new FDs and renewals for Senior Citizens with deposits below Rs 5 crore. Suitable for those looking to book a Fixed Deposit of less than Rs 5 crore.Ĭovers deposit tenures ranging from 5 years one day to 10 years. The Senior Citizen Care FD holders get an extra 0.75 per cent interest rateĮligible for resident senior citizens aged 60 years and above (not applicable to NRIs). Key Details of the Senior Citizen Care FD:

Hdfc bank fd deposit rates